Making SMB Payments Visible and Verifiable
Credeity transforms vendor payment behavior into verified business credit - helping SMBs access financing and helping vendors improve cash flow and reduce risk.
How It Works
A simple 3-step process to make SMB payments visible and verifiable
(QuickBooks, Xero, Sage, CSV)
Automated validation + data cleaning
Credeity identifies duplicates, normalizes vendor names,
matches EINs, and validates payment timestamps
Bureau-ready tradelines
Verified payment histories are transformed into compliant
business credit tradelines and transmitted to bureaus.
1
Vendors Connect Their Payment Accounts
Vendors securely sync their payment systems, allowing Credeity to read verified payment
behavior—not full banking data. This protects privacy while enabling accurate, real-time insights into
how vendors manage payments.
2
Credeity Verifies Payment Reliability
Credeity analyzes invoice timing, payment consistency, and historical payment patterns to create a
continuously updated reliability profile for each vendor. These insights are standardized so SMBs can
understand vendor behavior at a glance.
3
SMBs Gain Visibility Into Vendor Reliability
SMBs receive Credeity-verified reliability signals that help them understand expected vendor
performance, anticipate potential risks, and operate with greater confidence—even when vendors are
predetermined.
Vendor Benefits
A faster path to trust, visibility, and new business opportunities for vendors.
Faster Onboarding With SMBs
SMBs can instantly see verified reliability signals, allowing vendors to get approved and onboarded much faster—with fewer delays and fewer manual checks.
Increased Trust & Credibility
Verified payment behavior helps vendors demonstrate reliability, strengthen their reputation, and stand out in competitive bidding environments.
Visibility Into Their Own Performance
Vendors gain insights into their payment patterns, helping them understand their strengths, identify inconsistencies, and operate with greater financial discipline.
Access to More Opportunities
Vendors with strong verified profiles gain access to more SMB engagements and contracts where trust and proven performance are required.
No Extra Work Required
Vendors simply connect their existing payment accounts—Credeity verifies everything automatically without additional tools or reporting.
SMB Benefits
Visibility and confidence even when working with vendors - even when they're predetermined.
Reduced Operational Risk
SMBs receive Credeity-verified reliability insights that help them anticipate vendor performance and reduce unexpected disruptions.
Faster Vendor Onboarding
Verified reliability signals streamline internal approvals, allowing SMBs to onboard vendors faster with fewer manual checks.
Transparency Into Vendor Behavior
SMBs gain visibility into payment consistency and historical behavior, enabling more confident planning and operations.
Industry Trust
Trusted by vendors across:
Manufacturing
Precision suppliers, machinery providers, fabrication partners, and OEM distributors.
Wholesale
Distributors, supply houses, inventory vendors, food & beverage wholesalers, and B2B product suppliers.
Construction
Material suppliers, equipment rental partners, subcontractor vendors, and building service providers.
Logistics
Freight carriers, delivery contractors, fleet service vendors, and warehousing partners.
Industrial Services
Maintenance vendors, equipment servicing companies, safety suppliers, and on-site service contractors.
Commercial Trades
HVAC, electrical, plumbing, janitorial, property maintenance, and specialty trade vendors.
What Credeity Verifies
Credeity verifies key payment signals to generate standardized reliability insights.
Reliability Score
Payment Behavior Trend
On-Time Payments
Consistency
Verified Payments
Value for Vendors & SMBs
For Vendors:
• Improve customer payment consistency
• Strengthen loyalty with credit-building tools
• Reduce credit risk
• Offer differentiated value
For SMBs:
• Build real business credit
• Improve access to loans
• Reduce reliance on personal guarantees
• Unlock financing opportunities
Platform Features
Automated Payment Reporting
Vendor Intelligence Dashboard
Multi-Bureau Formatting
Identity + EIN Matching
SOC2-Aligned Security
Audit Logging
Product Preview
A Clear View of Customer Payment Behavior
Ready to Get Started?
Help SMBs build verified business credit while improving your payment performance.